Top Security & Safety Tips While Shopping Online Through Internet,Mobile

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Now a days in the age of the Internet  & emerging technology ,we can get anything from our remote location with the help of  E-Commerce technology.which is really time savey and lightning fast process,their is no harassment of waiting in queue,no need to carry physical cash & all.Such things play very crucial role in our life.Many peoples and Banks offering the Internet Banking Service to their customers via Credit or Debit or E-Cash Cards.All we agree that these functionality help a lot in our day-to-day life to pay our Electricity bill,Telephone bill etc online,which is the 1 side of the  coin right ? icon smile Top Security & Safety Tips While Shopping Online Through Internet,Mobile

ecommerce website Top Security & Safety Tips While Shopping Online Through Internet,Mobile

E-Commerce

So the other-side of coin focus on  your security and privacy.Which are 2 major and most important factors of any person.Though we get all  the  things remotely their are certain flaws or intruders or hackers are their to steal or break our privacy as well as security. So we have to tackle such situation by following and doing certain guidelines of  Online Security,I saw many persons who really hesitate to do online transaction because of security purpose.On last day one of my  Blogger  friends( Amit A) ICICI bank account got hacked from Netherlands and  large amount of transaction was made icon sad Top Security & Safety Tips While Shopping Online Through Internet,Mobile . I don’t thinks so why it was happen with him because he is really a great Techno-Geek who follow most of internet security terms, I think if  its  account got compromised  means other peoples may be more vulnerable for such attack , So i decide to put all measure concern of online security.I strongly recommended you to follow my guidelines  to avoid such type of attacks.

  • Basic differences between a Debit Card vs  Credit Card
1.Creadit Debit Cards Top Security & Safety Tips While Shopping Online Through Internet,Mobile

Credit-Debit-Cards

When you use a credit card, the credit card authority essentially extends you a loan for the amount of transaction that you made through it. You need  to put sign for this purpose when u using it in Mall or in any other area.But if you are using  online you need to verify your Credit as well as debit card either with MASTERCARD SECURE CODE or VERIFIED BY VISA  which is nothing but your password,which can be set by doing  free registration through your Banks Website and when they send you a bill, you are obligated to pay your balance. If you do not, the credit card authority  will charge you interest rates and fees.

A debit card is connected(associated) with your bank account. When you make a purchase or do any transaction online , that exact amount of money is taken out of your bank account within days. When you use a debit card, you typically use a PIN number or Master or Visa Secure Code.Both of cards have limit of transaction amount for particular month/year.Its totally depend on your card type. The cards look the same, are scanned the same, but are very, very, different in operation.

  • Major  things to be installed on your PC through which you are willing to do online transaction:

1. Update your Windows/Linux/Mac System regularly  to avail the latest security updated.

2. Use updated browser like Firefox/Chrome/IE8/Opera etc.

3. Install updated Internet Security suite/Antivirus .

 

  • Highly recommended security plugins to be installed in your browser:

1. Install WOT (web Of  Trust):

2.WOT Logo Top Security & Safety Tips While Shopping Online Through Internet,Mobile

Web Of Trust

WOT is major and popular security trusted plugin for all major browsers who basically tell you the reputation of any site either good or bad via their iconic messages.

Green Circle: Indicate site is trusted,safe and rated by you. 3.WOT Icon Top Security & Safety Tips While Shopping Online Through Internet,Mobile

Yellow Circle:  Indicate 50-50 of trust.4.WOT Yellow Top Security & Safety Tips While Shopping Online Through Internet,Mobile

Red Circle:  Indicate bad behavior of  site ,and not to go with it.5.WOT Red Top Security & Safety Tips While Shopping Online Through Internet,Mobile

Circle with glowing star above indicate that you are not Rated that site yet.

2.Use cache & cookie auto cleaning plugins or configure your  browser accordingly,Never save your password in browser/mobile.

 

  • Recommended tips while doing actual transaction through PC or Mobile browser:

 1. Do Shopping on Familiar/Trusted  Websites & Use Consistent Internet Connection :

Do your online shopping on trusted & well known sites which provide guarantee  of  privacy and security. E.g Ebay, Flipcart, Rediff shoppe, New-Egg,Infibeam, Rechargeitnow. Your internet connection & its consistency also affect the transaction response time. So use high speed connection like broadband,slow/interrupted connection leads to malfunction.

 

2. Choose Cash On Delivery  If  Available :

Instead of credit or debit transaction its a good way to order any product via CoD, means pay by cash at your door steps.

 

3. Check URL Of  Website:

Always ensure exact URL of  website,it must be in-proper format like www.ebay.in which is legitimate ,not like www.product.ebay.com  ,which may be phishing website.

 

4. Be Sure that you are on HTTPS :

6.HTTPS  Top Security & Safety Tips While Shopping Online Through Internet,Mobile

HTTPS

Many intruders/hackers steal your content if you are not on SSL(Secure Socket Layer)encryption.So do check out this near to address bar. Unfortunately some intruders get verisign and comodo security SSL certificate , so it may fool you as per my last post ” SSL not Secure Anymoreicon sad Top Security & Safety Tips While Shopping Online Through Internet,Mobile

7.HTTPS SSL  Top Security & Safety Tips While Shopping Online Through Internet,Mobile

 

5. Use Strong Password & One Time Credit Card (Virtual Card) or Paypal Checkout :

Strong password will become hard to crack so try to put  more complex password for your net-banking/credit card account.wolframalpha help you to make strong password.Ask your bank or company to give you a virtual credit card number which will no longer available for further use,its one time use only.Paypal check out is also good option which has already enrolled your credit/debit card.But now days in India they strict out the policy and TOS icon sad Top Security & Safety Tips While Shopping Online Through Internet,Mobile

 

6. Be Sure About Your Payment Gateway & Use Virtual On-Screen Keyboard :

8.paypalverified Top Security & Safety Tips While Shopping Online Through Internet,Mobile

Payment gateway is major concern of any transaction ,so go with trusted and well know payment gateway sites like many Nationalize  banks gateways and all.Use  On-screen-Key board while sending your card info ,which avoid the tracing  of any key-logger program.

 

7. Recognize Cheap & Safe Retailer :

If you really searching fro lots of e-commerce site for bargaining  then do your best  while choosing any cheap one w.r.t above factors .

lock Top Security & Safety Tips While Shopping Online Through Internet,Mobile

8. Shop From Your Private PC & Don’t put any scripts for Discount :

Do online banking from your private PC instead of public. Don’t put cheap discount Script in address bar ,it may leads to steal your information.

 

9. Never Respond To Fake & Spam Emails :

Ignore all emails that intimate you to provide your Credit/Debit card information.

 

10. Avoid Mobile Internet To Place An Order :

Try to avoid placing order from your mobile,most of browser like opera mini are intermediate service base browser,means to make compression they may store your data.

 

11.  Subscribe for  SMS & Email alerts of  Transaction :

9.SMS Alerts Top Security & Safety Tips While Shopping Online Through Internet,Mobile

Ask your bank to start using various alert services

In this post I try to cover major topic ,If anything is missing then please put it in comment section we are happy to include it in this post

One thought on “Top Security & Safety Tips While Shopping Online Through Internet,Mobile

  1. Thank you so much for those tips while purchasing through online.

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