How to Secure Your PC While Shopping Online

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In the age of the Internet  & emerging technology ,we can get anything from remote location with the help of  E-Commerce technology. which is really time savey and lightning fast process. Their is no harassment of waiting in queues, no need to carry physical cash etc. These stuffs play very crucial role in our life. Many peoples and Banks offering the Internet Banking Service to their customers either via Credit, Debit or E-Cash Cards. All of this functionality help us a lot in our day-to-day life to pay our Electricity bill, Telephone bill etc. This ubiquitous way helping us to save our time as well as our efforts too. Though all this looks great we must be careful while consuming all these stuff.

ecommerce website How to Secure Your PC While Shopping Online

E-Commerce

You must focus on  your security and privacy.Which are major and most important factors of any online consumer.Though we get all  the  things remotely their are certain flaws or intruders or hackers are present to steal or break our privacy as well as security. So we have to tackle such situation by following and implementing certain guidelines of  Online Security, I saw many people who are really hesitate to do online transaction because of security purpose. On last day one of my  blogger  friend Amit’s ICICI bank account got hacked from Netherlands and  large amount of transaction was made :(. I don’t thinks so why it was happen with him because he is really a great Techno-Geek who follow most of internet security terms, I think if  its  account got compromised  means other peoples may be more vulnerable for such attack , So I decide to put all measure concern of online security.I strongly recommended you to follow my guidelines  to avoid such type of attacks. Nobody is King of Internet World.

Basic differences between a Debit Card vs  Credit Card

1.Creadit Debit Cards How to Secure Your PC While Shopping Online

Credit-Debit-Cards

When you use a credit card, the credit card authority essentially extends you a loan for the amount of transaction that you made through it. You need  to put sign for this purpose when using it in mall or in any consumer store. But if you are using  online you need to verify your Credit as well as Debit card either with Master secure code or Verified by Visa which is nothing but your password, which can be set by doing free registration through your Banks Website and when they send you a bill, you are obligated to pay your balance. If you do not, the credit card authority  will charge you interest rates and fees. A debit card is connected(associated) with your bank account. When you make a purchase or do any transaction online , that exact amount of money is taken out of your bank account at same time. When you use  debit card, you typically use a PIN(Personal Identification Number) number or Master or Visa Secure Code. Both cards have limit of transaction amount for particular month/year. Its totally depend on your card type. The cards look same, but are very, very, different in operation perspective.

Must Recommended for Online Transactions on PC:

1. Update your Windows/Linux/Mac System regularly  to avail the latest security updates. 2. Use updated browser like Firefox/Chrome/IE8/Opera etc. 3. Install best and updated Internet Security suite/Antivirus Software .

1. Use highly recommended security plugins into your browser:

i. Install WOT (Web Of Trust)

2.WOT Logo How to Secure Your PC While Shopping Online

Web Of Trust

WOT is best and most popular security plugin for all major browsers who basically show you reputation of any web-site. Its either good or bad using their quality algorithms.

Green Circle: Indicate site is trusted,safe and rated by you. 3.WOT Icon How to Secure Your PC While Shopping Online

Yellow Circle:  Indicate 50-50 of trust.4.WOT Yellow How to Secure Your PC While Shopping Online

Red Circle:  Indicate bad behaviour of  site ,and not to proceed  with it.5.WOT Red How to Secure Your PC While Shopping Online

Circle with glowing star above indicate that you are not Rated that site yet. ii. Use cache & cookies auto cleaning plugins or configure your  browser accordingly. Never save your password in browser/mobile.

2. Recommended tips while initiating transaction through PC or Mobile browser:

 1. Do Shopping on Familiar/Trusted  Websites & Use Consistent Internet Connection :

Do your online shopping on trusted & well known sites which provide guarantee  of  privacy and security. E.g Ebay, Flipcart, Rediff shoppe, New-Egg,Infibeam, Rechargeitnow. Your internet connection & its consistency also affect the transaction response time. So use high speed connection like broadband, slow/interrupted connection leads to malfunction.

2. Choose Cash On Delivery  If  Available :

If you feel insecure while dealing with credit or debit transaction its a good way to order any product via CoD, Cash on delivery help you to pay by cash at your door steps.

3. Check URL Of  Website:

Always ensure exact URL of  website,it must be in-proper format like www.ebay.in which is legitimate ,not like www.freeproduct.ebay.com , which may be phishing website.

4. Be Sure that you are on HTTPS :

6.HTTPS  How to Secure Your PC While Shopping Online

HTTPS

Many intruders/hackers steal your content if you are not on SSL(Secure Socket Layer)encryption.So do check out this,Its near to address bar. Unfortunately some intruders get verisign and comodo security SSL certificate , so it may fool you as per my recent post ” SSL not Secure Anymoreicon sad How to Secure Your PC While Shopping Online 7.HTTPS SSL  How to Secure Your PC While Shopping Online

5.Use Strong Password & One Time Credit Card (Virtual Card) or Paypal Checkout:

Strong password will become hard to crack so try to put  more complex password for your net-banking/credit card account. Wolframalpha help you to generate strong password. Ask your bank or company to give you a virtual credit card number which will no longer available after one time use. Paypal check out is also good option which include your enrolled credit/debit card.But now days in India they strict out the policies and TOS icon sad How to Secure Your PC While Shopping Online

6. Be Sure About Your Payment Gateway & Use Virtual On-Screen Keyboard:

8.paypalverified How to Secure Your PC While Shopping Online

Payment gateway is major concern of any transaction, so go with trusted and well know payment gateway sites like many Nationalise  banks gateways and all.Use  On-screen-Key board while sending your card info, which will avoid the tracing of any key-logger program.

7. Recognize Cheap & Safe Retailer:

If you really searching for lots of e-commerce site for bargaining  then do your best  while choosing any cheap one w.r.t above factors .

lock How to Secure Your PC While Shopping Online

8. Shop From Your Private PC & Don’t put any scripts for Discount:

Do online banking from your private PC instead of public. Don’t put cheap discount Script in address bar, it may leads to steal your information.Use best antivirus program for your PC

9. Never Respond To Fake & Spam Emails:

Ignore all emails which ask you to provide your Credit/Debit card information.

10. Avoid Mobile Internet To Place An Order:

Try to avoid placing order from your mobile, most of browser like opera mini are intermediate service base browser, means to make compression they may store your data in third party servers.

11.  Subscribe for  SMS & Email alerts of  Transaction:

9.SMS Alerts How to Secure Your PC While Shopping Online Ask your bank to start using various alert services(SMS/Email) & report your bank if you encounter with any abnormal situation. I hope this will help all our readers to enhance their view on protecting Internet based PC.

2 thoughts on “How to Secure Your PC While Shopping Online

  1. Hi Saurabh,
    Execellent post. I appreciate your tips here. It is necessary things now-a-days. Lot of hackers hack the login details details via internet; So it is requires security on our PC too. Thanks for sharing nice information.
    Pritam Nagrale recently posted..Understanding Different Medical Assistant JobsMy Profile

  2. Great tips. I like the credit/debit card issue, which is why I always use credit cards. In case anything goes wrong I can always just call and cancel.

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